> ## Documentation Index
> Fetch the complete documentation index at: https://docs.highcovery.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Payments

> Payment method, billing and payment history

## Payments

Under **Affiliate → Payments** you manage how Highcovery bills the commission. The commission is invoiced monthly and charged automatically via Stripe.

### Payment overview

| Tile            | Meaning                                                    |
| --------------- | ---------------------------------------------------------- |
| **Total paid**  | Sum of all successful payments                             |
| **Outstanding** | Confirmed commission not yet invoiced                      |
| **This month**  | Commission from confirmed conversions in the current month |
| **Min. payout** | Amount from which an invoice is created                    |

<Note>If **Outstanding** shows a negative value, orders were cancelled or refunded after an invoice was issued. The amount is offset with the next invoice.</Note>

### Payment method

<Steps>
  <Step title="Set up">
    Click **Set up** next to **Stripe** and add your card.
  </Step>

  <Step title="Confirm">
    After confirmation the card appears with brand, last four digits and expiry date. Use **Add another** to add further cards.
  </Step>
</Steps>

<Warning>Without a valid payment method affiliate tracking is deactivated. If you remove your last card, the dashboard points this out. If there are open payments, they are retried immediately after you add a new card.</Warning>

### How monthly billing works

1. At the end of the month Highcovery checks the not yet invoiced commission per online shop.
2. If the amount is **below the minimum payout** (default 50 €), no invoice is created. The amount carries over to the next month.
3. If the amount reaches the minimum payout, Highcovery creates an invoice *Highcovery Affiliate Commission MM/YYYY* and charges it to your payment method.

### Payment settings

This section shows the commission rate, payment schedule (monthly) and the status of automatic billing. The values come from your contract and cannot be changed here.

### VAT ID

Enter your VAT ID, for example `DE123456789`, so it appears on the invoices. Use **Update** to change it and **Remove** to delete it.

### Payment history

The table shows the last 20 payments with date, amount, status, reference and a link to the invoice. Possible statuses: Successful, Pending, Processing, Cancelled, Failed.

<Tip>If a payment fails, check the card on file. After you add a valid card, the open payment is retried automatically.</Tip>